Insurance & Costs

Most major insurance plans accepted.

MUSC Health Emergency and Urgent Care is the health care system of the Medical University of South Carolina. We have a long history of earning the trust of South Carolinians. You can count on us for safe, high-quality patient care – as well as fair billing.

Keeping costs low for you, our most important asset

We’re dedicated to building partnerships that help make care more accessible and affordable for families from the foothills to the coast. One step toward fulfilling that commitment is through our newest innovative care model: MUSC Health Emergency and Urgent Care.

MUSC Health Emergency and Urgent Care locations are in-network with most major insurance plans. That allows us to provide you with the highest quality care at the lowest possible cost. Our fair billing ensures you’ll only pay urgent care fees if you receive services in our urgent care center (versus higher Emergency Department fees).

Accepting a wide range of health insurance plans

At MUSC Health Emergency and Urgent Care, we accept a wide range of health plans, such as:

  • Commercial, health exchange, and Marketplace plans
  • Medicare Advantage plans
  • Medicaid, including dual-eligible plans

A few examples of health insurance plans we accept include First Choice, Healthy Blue Medicaid, Aetna, Cigna, UnitedHealthcare, Wellcare, Federal Employee Program, State Health Plan of South Carolina, and a number of other Blue Cross Blue Shield and Blue Choice plans. Read a detailed list of insurance plans we accept.

Please contact your insurance company to verify that we are in-network with your health plan. If you have any questions about your health coverage, visit your insurance company’s website or call the phone number on the back of your insurance card.

Frequently Asked Questions

Find answers about billing and insurance.

Can I pay my bill online?

Please login to MUSC Health MyChart to pay your bill.

What insurance plans do you accept?

MUSC Health Emergency and Urgent Care is in the networks of most major insurance plans. See full list here.

What if I don't have insurance?

A small payment amount, referred to as a visit deposit, will be required from uninsured patients at the time of service. Patients having multiple visits will be required to pay a deposit for each visit.

This is only a deposit, patients will be responsible for all remaining balances and will receive a statement for these balances.

What are the out-of-network insurance plans not accepted by MUSC Health (except in case of emergency)?

Following are the out-of-network insurance plans not accepted by MUSC Health (except in case of emergency)*:

Out of State Medicaid Plans
* There are other plans which might be out-of-network with MUSC Health. If you are unsure if your plan is in-network with MUSC Health, please check with your insurance plan before scheduling services.

Find more information about in-network and out-of-network plans.